You’re Happier When You’re On Top of Your Finances

To me, this is the single most important message in all of personal finance: You’re happier when you get on top of your finances.

This message is from a podcast that will help you do just that—episode 3 with Rob Carrick is out now! Available on YouTube, Apple Music, Spotify and all other podcasting platforms.

Clip from podcast #3 with Rob Carrick.

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I wish we could get people to consider, you know, moderating their spending a little bit because you feel better actually, if you are not incurring debt. If you’ve got, if you feel you’ve got a good chunk of savings in the bank. If you can see your retirement investments, like click, click, click, they’re going up every year or every, you know, every few years on average. There’s a lot of mental satisfaction in that.

To me, that’s the single most important message in personal finance. Is that when you get on top of your finances, you are happier. And I don’t say that without proof. I’ve helped a lot of people over the years, get on top of their finances and they will testify they’ve been much happier. They haven’t missed the things they were spending on. They’ve enjoyed, to your point, seeing their investment account rise. They’ve enjoyed being less debt heavy. Et cetera, et cetera. It’s made them happier people.

It’s getting that mental shift over to: Let’s cut back a little bit. Let’s look for opportunities to save money. Let’s start using automated forced savings techniques, et cetera, et cetera.